Mr. and Mrs. Smith have debt problems. They are getting the squeeze from their local collection agency. Their debts only total $50K but for these people under pressure with no means of getting it paid, it might as well be million.
Dealing with debts is the hardest part of borrowing money or applying for loans. When debts have become simultaneously due, a person burdened with it experiences unexplained anxiety and jitters because of fear that he might lost his property or that he might be ruined not only in financially but also personally in his dealings with other people. Difficult as it may, one has to face the grim fact that trying to solve a debt problem is a far better option than letting it drowned you.